Earn a predictable return on your savings
with our competitive CD options.
Looking for a way to earn more on the money you’ve worked hard to save?
Reliabank offers special Certificate of Deposit opportunities featuring competitive rates and select terms to help you grow your savings with confidence. Our local bankers can walk you through current offers, answer your questions, and help you find an option that aligns with your financial goals.
Predictability, Flexibility & Security
Predictable Returns
Lock in a fixed interest rate for your CD term, so you can plan ahead with confidence, even when market rates change.
Flexible Term Options
Whether you’re saving for a near-term purchase or a future goal, choose a CD term that works with your financial plans.
Save with Confidence
Grow your money knowing your deposit is FDIC-insured, giving you added security as you save for what’s next.
Current CD Specials
5 Month
3.57% Interest Rate
3.61% APY*
16 Month
3.72% Interest Rate
3.76% APY*
42 Month
4.03% Interest Rate
4.07% APY*
$10,000 minimum opening deposit for CD Specials.
Special promotional rates are only available by contacting a Reliabank representative and cannot be opened through the online application.
Contact a Reliabank Representative
*Annual Percentage Yield (APY) effective as of 9/17/2026. Rates are subject to change.
5-month CD APY is 3.61% with an interest rate of 3.57%. Interest will be paid at maturity. The CD will automatically renew as a 6-month CD at the standard non-promotional APY in effect at that time and has an early withdrawal penalty of 30 days’ interest.
16-month CD APY is 3.76% with an interest rate of 3.72%. Interest will be paid every six months. The CD will automatically renew as an 18-month CD at the standard non-promotional APY in effect at that time and has an early withdrawal penalty of 90 days’ interest.
42-month CD APY is 4.07% with an interest rate of 4.03%. Interest will be paid every six months. The CD will automatically renew as a 36-month CD at the standard non-promotional APY in effect at that time and has an early withdrawal penalty of 180 days’ interest.
Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal. Visit with a Reliabank employee for complete details
A CD Term for Every Savings Goal
Looking for a specific savings timeline?
Reliabank offers standard Certificates of Deposit with terms ranging from 3 months to 5 years, giving you the flexibility to choose an option that works with your financial plans.
3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 36 Months | 60 Months
With a minimum opening deposit of $2,500, getting started is simple.
Ready to Open a CD?
Explore our current standard CD rates, compare your options, and open your CD online whenever it’s convenient for you.
Your Savings Goals Start Here.
Whether you’re exploring our current CD specials or looking for the right term for your savings, our local team is ready to help you take the next step.
More Ways to Make the Most of Your Money
Questions?
We’re here to help. Find branch hours and locations, or fill out our quick contact form—we’ll get back to you as soon as possible!
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