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Ultimate Checking

Ultimate Checking

Annual Percentage Yield of 2.05%

A paperless checking account that offers the best of everything. If you like to get the most for your money, Ultimate Checking is for you.

Earn competitive interest when you meet these requirements:

  • Make 15 debit card transactions per statement cycle
  • Enroll and receive eStatements
  • Have at least one direct deposit, one automatic debit, or one online bill pay clear the account per statement cycle

Open an account at your convenience

Online Application

Current Daily Balance of: Interest Rate Annual % Yield
$0.01-25,000.00 2.03% 2.05%
$25,000.01 and up 0.25% 0.25%
Don't meet account requirements all balances 0.05% 0.05%
  1. *Ultimate rate Annual Percentage Yield (APY) paid on balances between one penny and $25,000 APY or 0.25% paid on all amounts above $25,000 each cycle the minimum qualifications are met. Rate qualifications per statement cycle include: 15 check card purchases; set up one direct deposit, one ACH auto debit from account, or one bill pay; and enroll and receive electronic statements. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.05% APY. Rates effective as of 10/08/19. We may change the APY at any time after the account is opened. No minimum balance required, however, you must deposit $50 to open this account. Available to personal accounts only. No monthly service charge. Subject to approval.
  2. Fees may apply at non-Reliabank ATM's. Parent/guardian co-sign required for those under age 18

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