- No minimum balance
- No monthly service charge
- Unlimited check writing


Checking
Personal Checking Accounts
Ultimate Checking
A paperless, interest bearing account offering free ID TheftSmart Restoration to primary account holders.
*ID TheftSmart Restoration is Free to primary Ultimate Checking account holder. Available to all other account holders and signers for only $2/month per person.
Free Checking
FREE account for everyone
Premium Checking
For those who want to earn higher interest rates
- Competitive interest tiered on average daily balances
- Minimum opening deposit of $3,000
- Unlimited check writing
- $12 per month service fee if average daily balance falls below $3,000
Student Checking
Banking on the Go for those 25 and under
- Debit Card
- Free Online Banking
- Free Mobile Banking
- Online Bill Pay
- Free eStatements
- Free checks
- Minimum opening deposit $50
**Open to those age 12-25 years old. Adult Joint Owner signature required for students under 18. Subject to approval.
Compare Personal Accounts
We've designed our checking accounts to give you the convenience and flexibility that you deserve. Our services are accessible when and where you need them: online, through your mobile device, and in person.
Every new personal checking account includes:
Free
- Debit card
- Online banking & bill pay
- Mobile banking
- eStatements
Free Checking | Student Checking | Premium Checking | Ultimate Checking | |
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Best for you if you want: | No monthly fee or minimum balance account | Account for students age 25 and younger | Account with competitive interest in a 5-tier plan | Account that offers the best of everything |
Debit Card | ![]() |
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Free Online Banking | ![]() |
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Free eMobile Banking 3 | ![]() |
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Online Bill Pay | ![]() |
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Free E-statements | ![]() |
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Check Discounts | FREE | |||
Interest Earning Accounts | ![]() |
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Minimum Opening Deposit | $50.00 | $50.00 | $3,000.00 | $50.00 |
Required Average Daily Balance | $0.00 | $0.00 | $3,000.00 | $0.00 |
Monthly Service Fee * | $0.00 | $0.00 | $12.00 service fee |
$0.00 |
ID TheftSmart Restoration > |
$2.00 | $2.00 | $2.00 | $0.00 primary account holder $2.00 all other account holders & signers |
*Premium Checking- The monthly service fee will not apply if you maintain specified average daily balance
3 Your mobile carrier's text messaging and web access charges may apply
Subject to approval
Rates and terms may vary
Fees may apply at non-Reliabank ATM's.
Adult Joint Owner signature required for those under age 18
Fees could reduce the earnings on the account
*ID TheftSmart Restoration is Free to primary Ultimate Checking account holder. Available to all other account holders and signers for only $2/month per person.
Open an account at your convenience
Ready to make the switch to Reliabank? We make it easy!
Business Accounts
Business Basic Checking
Designed for commercial accounts with limited transactions
- Minimum balance: None
- Monthly fee: None
- No fee on first 50 checks/debits and first 100 deposit items made during a statement cycle
- Charge of $.08 per debit and $.10 per transit item (not on-us) deposited will be assessed on any items over the limit
- Minimum to open: $100
Business Interest Checking
Designed for all forms of business accounts
- Interest paid on the average daily balance
- Monthly fee: None
- $15.00 service charge
- $.15 per credit to account
- $.08 per transit item (not on us) deposited
- $.10 per debit to account
- $.0014 per $100 Average Balance for FDIC Insurance
- Minimum to open: $5,000