Card Services

Reliabank Debit Cards

A debit card from Reliabank is a convenient way to make day-to-day purchases without the hassle of writing a check or carrying cash. When shopping with your debit card, funds are deducted from your available balance immediately.

  • Add a Debit MasterCard® for your personal or business checking account
  • Use worldwide at merchants and ATMs anywhere Debit MasterCard® is accepted
  • Shop online with a secure, PIN-protected card
  • Avoid fees with Surcharge-free ATMs * at Reliabank and any MoneyPass ATM

Lost Or Stolen Card Number

Lost or Stolen Debit Card? Call 1-800-472-3272

Click Here to Learn More
About UChoose Rewards

If you would like to opt out of MasterCard's Automatic Billing Updater service, please fill out the MasterCard Automatic Billing Updater Service Opt Out request form.

Instant Issue Debit Cards

Don't want to wait for your new debit card to be sent in the mail? With our instant issue service*, we can have one made for you right at one of our designated branches, so you can quickly, easily, and securely access the funds in your account.

Open a new checking account and walk out that same day with your new debit card.

Was your debit card lost or stolen? Come into one of our locations and receive a new card instantly!

*Instant issue available same day at our Estelline, Watertown North, Watertown SW, Sioux Falls and Tea locations. Other locations may take 2-3 days via mail service.

Will You Be Traveling?

Due to an increase in identity theft and fraud, it's important that you contact us first if you will be using your Reliabank debit card while traveling within the country or out of the country. We want to keep you safe, free of problems and make sure your cards work properly. Please contact your local Reliabank office.

Card Management

A powerful way to set transaction limits, view spending insights, add cards to your digital wallet, and more – all available in the Reliabank mobile banking app.

No extra apps to download or additional logins to remember. The features are integrated into your mobile banking app.

Card Management enables you to:

  • Set card controls by location, merchant type, and spending limits. View spending insights for a clear picture of when and where your purchases were made.
  • Add travel plans so you can use your card worry-free, no matter where you are.
  • Quickly add your cards to your device’s digital wallet
  • Report lost or stolen cards in a couple of clicks. Immediately turn off a lost or stolen card from your phone.
  • Receive transaction alerts, fight fraud, quickly reach support, and more!
  • 24-hour self-service, even when your closest Reliabank location is closed

Make sure your Reliabank app is up to date, and simply tap My Cards within the mobile app to get started.

Available for Apple iOS and Google Android devices. Apple is a registered trademark of Apple, Inc. Android is a registered trademark of Google, Inc. Card Management is a trademark of Fiserv, Inc. or its affiliates and a service of Reliabank. Reliabank does not charge a fee for Card Management, however, third party message and data rates may apply from your wireless carrier. A supported mobile device is needed to use the Reliabank app and its features.

Credit Cards

Our VISA® credit card options from TCM Bank, N.A, offer you hometown convenience, with worldwide acceptance and benefits.

  • No annual fee
  • Competitive interest rates
  • 24/7 customer service located in the U.S.
  • State of the art security with multiple layers of protection
  • Manage your account online at
  • Visit for your reward options

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

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Travel – Pre-paid Cards

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We offer options for travel, gift giving or reloadable cards.

  Gift Travel Reloadable
  • Easy to load
  • Fully transferable
  • Buy & Give
  • No cash access
  • Large/Personalized Orders shipped to the customer, shipping fee of $10 waived if 25+ cards.
  • Need to activate when received
  • Direct Deposit allows to save for upcoming trips
  • Can get cash from ATMs
  • Companion card available at time of purchase/same account/different card #
  • Check prepaid site for prohibited country list
  • Direct Deposit allows to save for upcoming trips
  • Can get cash from ATMs
  • Companion card available at time of purchase/same account/different card #
  • Check prepaid site for prohibited country list
  • Card can be personalized

Important tips for enjoying your card:

  • Sign your card & write your card number down in case of loss or theft
  • When your transaction is more than your balance, process as "split tender" to avoid declines
  • When eating at restaurants, renting a car, staying at hotels and paying at the pump at gas stations, a temporary hold on funds may be added to your transaction (they may add up to 20% to your amount with requesting authorization.
  • To support online and phone purchases, lost/stolen card replacement and the ability to monitor your card balance, register your card at
  • Check the "Helpful Information" tab on to learn more about your card!

Certain terms and fees apply. See your local Reliabank branch for full terms and conditions.