December 31, 2024
Assets
| Cash & Due from Banks | $14,343,330 | ||
| US Treasury Bonds | $44,180,790 | ||
| US Agency Bonds | $15,996,938 | ||
| Mortgage Backed Securities | $70,785,454 | ||
| Municipal Bonds | $147,361,300 | ||
| Other Bonds & CDs | $18,938,968 | ||
| Total Bonds | $297,263,450 | ||
| Unrealized loss on Bonds | ($28,899,385) | ||
| Fed Funds Sold | $24,367,000 | ||
| Loans | $468,673,135 | ||
| Less Loan Loss Reserve | ($4,659,033) | $464,014,102 | |
| Bank buildings & other property | $9,025,738 | ||
| Interest Receivable | $7,403,094 | ||
| Other Assets | $792,210 | ||
| Total Assets | $788,309,539 | ||
Liabilities & Capital
| Demand Deposits | $362,181,229 | ||
| Time & Savings Deposits | $292,428,244 | ||
| Total Deposits | $654,609,473 | ||
| Fed Home Loan Bank Borrowing | $83,250,000 | ||
| Interest & Other Payables | $4,264,976 | ||
| Other Liabilities | $1,374,425 | ||
| Capital Stock | $203,500 | ||
| Surplus | $50,246,500 | ||
| Undivided Profits | $23,184,741 | ||
| Total Capital Accounts | $73,634,741 | ||
| Deferred tax refund | $75,309 | ||
| Unrealized Loss on AFS Bonds | ($28,899,385) | ||
| Total Liabilities & Capital | $788,309,539 | ||