Checking
Accounts
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Features:
- Earn an incredible rate of interest on balances up to $25,000 (1)
- Free Photo ATM/CheckCard (3)
- Free Real-time Online Banking
- Free Online Bill Pay
- Free eStatements
- ID TheftSmart Protection Plan! Free to primary Ultimate Checking holder.
Available to all other signers for $2/month per person.The smart choice for safeguarding your identity.
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Earn the Ultimate rate when you:
- Make 15 CheckCard transactions per statement cycle
- Enroll and receive e-statements
- Have at least one direct deposit, one automatic debit, or one bill pay clear the account per statement cycle
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Make the Switch!
CURRENTLY NOT AVAILABLE TO OUT OF STATE APPLICANTS
Available only to South Dakota residents at this time
Contact us to open your new ultimate checking today!
Call or email us: 1-800-525-0399 - email us.
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| 1) Ultimate rate 4.07% Annual Percentage Yield (APY) paid on balances between one penny and $25,000.00. APY of 1.01% paid on all amounts above $25,000.00 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY. Checking rates effective as of January 27, 2010. We may change the APY at any time after the account is opened. No minimum balance required, however, you must deposit $50 to open this account. Available to personal accounts only. No monthly service charge. 2) Offer available on checking accounts with direct deposit. Minimum deposit of $50 required to open account. Gift card will be presented after account opening. A 1099 form will be issued. Subject to credit approval. A penalty will be imposed for closing account within the first six months. 3) Fees may apply at non-Reliabank ATM’s. Parent/guardian co-sign required for those under age 18. |
People differ in what they want in a checking account.
That's why Reliabank has designed a variety of checking options.
One is sure to deliver what you want... whether it's a basic account
or a complete package of banking services.
We would be honored if you would make Reliabank "your
bank" by opening one of these accounts.
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Free Checking |
Interest Checking |
Golden Connection |
Premium Checking |
Student Bankpack |
| Description |
A great basic account |
Pays interest |
For people 50+ that maintain a $5,000 deposit relationship |
Your best option |
Open to students age 25 and under |
| Interest |
No |
Yes |
Yes |
Tiered at $3,000; $10,000; $25,000; $100,000 and $150,000 |
No |
| Service
Charge |
None
($50 initial deposit required)
|
None
when maintain $500 average daily balance. If below, $5 maintenence fee per month
plus 15 cents/debit item |
None |
None
when maintain $3,000 average daily balance. If below, $12 maintenence fee per month. |
None |
| Features |
. Unlimited check writing
• Shazam ATM Debit Card*
• Free 24-hour real-time TeleBank
. Free Internet Banking
• Free Bill Pay
• No-fee notary service |
All free checking features plus:
.
Interest compounded monthly |
All free checking features plus:
• Free personalized checks
. Safe deposit box with no fee for one year
. No-fee money orders
. Photocopy service
PLUS... Invitations to trips and social activities, and a
quarterly newsletter More... |
All free checking features plus:
.
Free personalized checks
. Unlimited check writing |
All free checking features plus
• Free photo ATM/CheckCard*
• Free checks
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Checking Rates
A quick snapshot of up-to-date information.
| Deposit Type |
Interest Rate |
(APY) |
| Free Checking |
|
|
| Free Checking |
0.00 % |
0.00 % |
| Golden Connections |
|
|
| Sr. Club Checking |
0.15 % |
0.15 % |
| Interest Checking |
|
|
| $500.00 and above |
0.05 % |
0.05 % |
| Investment Checking |
|
|
| $3,000 - 24,999.99 |
0.15 % |
0.15 % |
| $25,000 and above |
0.50 % |
0.50 % |
| Premium Checking - Designed for people who wish to keep significant balances in a readily-accessible account. This is not your typical checking account! |
| $3,000 - 9999.99 |
.15 % |
.15 % |
| $10,000.00 - 24,999.99 |
.25 % |
.25 % |
| $25,000 - 99,999.99 |
.40 % |
.40 % |
| $100,000 -149,999.99 |
.60 % |
.60 % |
| $150,000 and above |
.80 % |
.80 % |
*Subject to approval
APY = Annual Percentage Yield
All rates are subject to change without notice
Rates and terms may vary
Corporations cannot have an interest-bearing checking account
Fees may apply at non-Reliabank ATM’s.
Parent/guardian signature required for students under age 18
Interest rates and annual percentage yields are current as of 6/10/2010
Fees could reduce the earnings on the account
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